Family
Grandparents who cannot be rushed
Phone scams depend on urgency. A payee list fixed weeks in advance gives the caller nothing to work with.
Real situations, one sentence each
Each card is a single instruction someone might give their account. Send any of them to the panel to see the logic it becomes and whether it clashes with your current rules.
Family
A teen account with a daily ceiling
Pocket money lasts the day it was meant for, and lifting the limit needs a parent's signature.
Family
Second thoughts, built in
Every outgoing payment waits a few hours, long enough to cancel one sent in a panic.
Security
Destinations a thief cannot change
Even with the seed phrase, an attacker can only send to the people already on your list.
Security
Large payments take two people
Above an amount you pick, a payment waits until your co-signer adds their signature.
Security
No instant payouts to new addresses
Clipboard malware swaps addresses and counts on speed. Two days of waiting for new payees takes that away.
Business
A petty-cash wallet
Staff can spend from it without asking, up to a weekly limit the owner sets.
Business
Payroll with a safety margin
Salaries go out on schedule but never eat into the operating reserve.
Agents
A purchasing agent on a budget
The agent buys in one category and cannot exceed its weekly allowance.
Agents
An agent tied to one supplier
It may pay the vendor you named. Any other payee is rejected.
Saving
A pot that opens on a date
Money for a flat deposit stays put until the day you chose.
Saving
Quiet hours for spending
Nothing leaves late at night, which is when most impulse purchases happen.
Governance
Edits need a quorum
Your payee list changes only with two approvals and a week's notice.
Governance
A promise made permanent
Freeze a rule so that no later version of you can undo it.
Protection
A travel budget that expires
Holiday money that simply stops working after the trip.
Protection
Access for family after a long silence
If the account sees no activity for a year, a relative you named can step in.
Your account
Guest draft in this browser · 0 rules
Click a sample instruction or type one below. It is drafted, tested against your current rules, and only added if nothing conflicts.
Active rules
None yet. With no rules, every transfer passes.
Test a transfer
$250 to Priya: settles
Missing your situation?
Type it into the Rule Studio as you would say it. When the grammar cannot handle a sentence yet, it tells you rather than guessing.