Payments that bring their own contract

Escrow, staged release, tax routing and refund windows ride along with the money, so buyer and seller do not have to trust each other's paperwork.

Hiring

Money set aside, paid out per milestone

Park the full fee where the contractor can see it is real, then release a share as each agreed milestone is signed off. Nobody has to pay or work on faith.

Shopping

Card fraud and sticky subscriptions, handled from your side

Each merchant gets a capped permission you can revoke, so a leaked card number or an unwanted renewal stops at your account instead of at a call centre.

Accounting

Receipts that file themselves

Invoice references and the tax split travel inside the payment, so reconciliation happens at settlement rather than at month end.

Acceptance

Choose the money you will take

Money arriving at your business may carry conditions. Your account can turn away payments that are restricted to certain uses or that the payer could claw back later.

Your account

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Open studio

Click a sample instruction or type one below. It is drafted, tested against your current rules, and only added if nothing conflicts.

Active rules

None yet. With no rules, every transfer passes.

Test a transfer

$250 to Priya: settles

Both sides enforce their own terms

A buyer's account applies the buyer's conditions; a merchant's account applies its acceptance policy. The result is fewer chargebacks, fewer support tickets about cancellations, and books that balance the moment money lands.

Buyer's rule
“Cap each payment at $150, and new payees wait 48 hours.”
Inside the payment
An order number, the sales tax share and a two-week refund window.
Merchant's rule
“Decline payments that come with conditions.” Plain funds settle; conditional ones bounce.

Run a business?

Merchant accounts follow soon after personal ones. Request early access and pick “Business payments”.